In our eyes, every client deserves to have their needs put first and solutions offered according to those needs. We'll help you understand these options and work with you to decide just how they may impact the specific financial goals you have for your hard-earned assets. Our relationship with you is based upon full disclosure of all relevant information, transparency and the mutual alignment of interests.
We start with an assessment of your feelings regarding risk and then design a plan that fits using reasonable and agreed upon expectations as a basis. Whether it be income, accumulation or a combination of both, Cy Financial will work with you to customize a plan we can follow which includes our continual advice along the way.
Fiduciary vs Suitability. These are two types of standards and understanding their meaning is critical when choosing a financial professional. The suitability standard means that the guidance provided and products recommended must be suitable in that they address your financial needs and objectives, no more, no less. Financial professionals held to a suitability standard are not required to disclose any conflicts of interests, this could include different compensation on similar products. The suitability standard generally applies to insurance and brokerage products and services.
The fiduciary standard legally requires advisors to act in the best interest of the client. Additionally, they are required to eliminate to the best of their ability any potential conflicts of interest and disclose what cannot be eliminated. As Investment Adviser Representatives, at Cy Financial, we are held to the fiduciary standard of care.
What does this mean to you? Hopefully, it gives you the reassurance to know that the advice we give is designed to be in your best interest, not simply to meet your stated financial needs and objectives.
Cy Financial will help build a comprehensive financial plan, we refer to as your "Fiscal House". We begin with your "foundation," this is comprised of savings and reliable sources of income including; pensions, social security and annuities. The walls of the house are made up of assets designed to help address inflation and preserve your "purchasing power". We believe that the Managed Money portfolios available to our firm through AE Wealth Management, LLC could potentially benefit your overall financial plan.
To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at firstname.lastname@example.org or call us at 913.322.3500 today!
It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Cy Financial Wealth Management are not affiliated companies.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.
Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership include attaining specified levels of commissions earned, premium paid or income earned on the sale of insurance and other financial products. MDRT membership requires the payment of annual dues, compliance with ethical standards, and to be in good standing with an MDRT-approved Professional Association. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Mike Cajthaml or Cy Financial is stated or implied.
“Advisor of the Year” is an annual award given by Senior Market Advisor magazine. Nominees must meet certain criteria relative to experience, sales volume, background check and community involvement. The winner is chosen by editors of Senior Market Advisor who are not clients of Mike Cajthaml or Cy Financial. The award is not representative of any one client’s experience and is not indicative of future performance.