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We've built our firm on lifelong relationships rooted in performance and trust.

About Cy Financial

Cy Financial is held to a fiduciary standard, which means we are legally bound to do what is in the best interest of our clients. We are an independent financial services firm based in Overland Park, KS but are licensed in IL, MO, MN, Ml, FL, AZ and TN as well. We specialize in providing an exceptional level of detailed attention to all of our clients by offering highly-personalized services. Cy Financial's mission is to help clients develop comprehensive financial plans that will provide you with the confidence you deserve for your financial future. We are concerned about our clients' overall financial well- being, with an emphasis on their plan for retirement.

We have been offering retirement guidance and solutions for more than a quarter century using an objective, process-driven approach. We work closely with clients to customize, implement and manage comprehensive retirement strategies to help them work toward their short and long-term goals.

Cy Financial specializes in offering financial advisory services, including Managed-Money Portfolios, 401(k) and IRA rollovers, Roth IRAs, Life Insurance, Long-Term Care Strategies and Asset Protection. We work hand-in-hand with clients, striving to ensure that during retirement, the clients' income stream will be an asset they can count on.


Mike “Cy” Cajthaml, Sr. is experienced in financial planning and the president of Cy Financial. He has 30 years of experience in the financial services industry. He is held to the fiduciary standard and legally required to ensure the best interest of his clients.

Mike "Cy" Cajthaml, Sr. is a Certified Financial Planner™ (CFP®), Chartered Financial Consultant (ChFC®), and a Chartered Life Underwriter (CLU®). He is a Life Underwriter's Training Council Fellow and is a member of the Better Business Bureau (BBB). He has passed the Series 6 and 63 securities exams, and holds his life & health, property & casualty and variable contract insurance licenses.

In addition to working directly with clients, Mike has been an active speaker and trainer for agents across the nation, being named Million Dollar Round Table (MDRT) - Court of the Table qualifier numerous times and listed in "Who's Who in the Midwest" and "Who's Who in Industry and Finance." In 2007, Mr. Cajthaml was featured on the cover of Senior Market Advisor magazine as one of five finalists for Advisor of the Year. He has been quoted in the Wall Street Journal, Kiplinger, Leawood & Johnson County Lifestyle Magazine, National Underwriter magazine, as well as the Northwest Herald Newspaper in McHenry County, IL.

Mike and his wife of 37 years, Debbie, reside in Overland Park, KS. They have a son, Mike Jr.; daughter-in-law, Ashley; and grandson, Cameron.


Mike "Cy" Cajthaml, Jr., known as "Junior" by most, is a financial professional at Cy Financial. Mike holds a bachelor's degree in marketing and advertising from Marquette University, and recently passed the Series 65 securities exam. In 2007, he began his career in the retirement services industry working with his father and then at a large, national insurance marketing organization. His experience there provided him with the solutions and knowledge in the advanced markets area to tackle tough client problems.

Now, Mike works alongside his father helping ensure clients' objectives are met in retirement. Mike Sr., his father, a veteran in the industry, mentored Mike and gave him added experience in financial services that is now allowing him to help families prepare for retirement. Mike makes this commitment to his clients: "I will always work my hardest to find the right solutions that fit my clients' needs and benefit them the most."

In his free time, Junior enjoys spending time with his wife, Ashley, his son, Cameron and their dog, Stella. Mike loves to play golf and visit his friends and family in Chicago.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at or call us at 913.322.3500 today!

Have Questions for us?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.

Privacy Policy | Terms of Use

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Cy Financial Wealth Management are not affiliated companies.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership include attaining specified levels of commissions earned, premium paid or income earned on the sale of insurance and other financial products. MDRT membership requires the payment of annual dues, compliance with ethical standards, and to be in good standing with an MDRT-approved Professional Association. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Mike Cajthaml or Cy Financial is stated or implied.

“Advisor of the Year” is an annual award given by Senior Market Advisor magazine. Nominees must meet certain criteria relative to experience, sales volume, background check and community involvement. The winner is chosen by editors of Senior Market Advisor who are not clients of Mike Cajthaml or Cy Financial. The award is not representative of any one client’s experience and is not indicative of future performance.